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Best Home Warranty in Phoenix, AZ

Oct. 1, 2019, 6:28 p.m.

Home warranties cover potentially expensive repairs without a large out-of-pocket cost to you, the homeowner. When you purchase a home, often the buyer will include one in the sale. When choosing a home warranty company, pay attention to inclusions, exclusions and deductibles. Our partners at ConsumerAffairs did the research for you to determine the best home warranty in Phoenix, AZ.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. ABC15 may receive compensation from our partners. Learn more.

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#1
MOST POPULAR
American Home Shield

Be sure with The Shield.

VISIT WEBSITE
CALL FOR QUOTES
(888) 395-0951
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#1 MOST POPULAR
American Home Shield
American Home Shield
Features
  • Available in Phoenix
  • 4 coverage plans
  • Starting at $75 deductible
  • Coverage regardless of age or make
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VISIT WEBSITE
CALL FOR QUOTES
(888) 395-0951
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#2
Choice Home Warranty
Choice Home Warranty
Features
  • Available in Phoenix
  • Claims by phone & online
  • $60 service call fees
  • Transferable contracts
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VISIT WEBSITE
CALL FOR QUOTES
(732) 765-6416
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#3
2-10 Home Buyers Warranty
2-10 Home Buyers Warranty
Features
  • Comprehensive coverage for systems and appliances
  • Covers HVAC, plumbing, refrigerator, dishwasher, oven and more
  • 6,000+ authorized, independent service contractors
  • 35+ years experience
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VISIT WEBSITE
CALL 2-10 HOME BUYERS WARRANTY
(800) 743-4210
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#4
Liberty Home Guard
Liberty Home Guard
Features
  • Month-to-month, annual or multiyear policies
  • Repair or replace your broken items
  • Plans start at less than $1 per day
  • 24/7 customer claims service
Read More
VISIT WEBSITE
CALL LIBERTY HOME GUARD
(646) 453-6807
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#5
Total Home Protection
Total Home Protection
Features
  • Available in Phoenix
  • Multiple coverage options
  • Coverage regardless of make, model or age
  • No claim limits
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VISIT WEBSITE
CALL FOR QUOTES
(732) 520-4474
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#6
America's 1st Choice Home Club
America's 1st Choice Home Club
Features
  • 2 coverage plan options
  • Fixed rate locked in with no year-to-year increases
  • No limit on service requests
  • Flexibility to choose your own service technician
Read More
VISIT WEBSITE
CALL AFC HOME CLUB
(678) 236-0645
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#7
Select Home Warranty
Select Home Warranty
Features
  • Available in Phoenix
  • Buyer & seller coverage
  • 3 coverage plans
  • Online quote
Read More
VISIT WEBSITE
CALL FOR QUOTES
(317) 754-6642
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What to know about a home warranty in Phoenix

Phoenix skyline

A home warranty pays to repair or replace items that break down under normal wear and tear. Think of it as a plan to cover what a homeowners insurance policy doesn’t cover since insurance covers repairs due to weather, accidents or theft (not wear and tear).

Home warranties can be purchased at any time. Often the best rates are when purchased in conjunction with buying a home. The cost and contract are usually for one year. The average home warranty in Phoenix costs $272 annually. This is several hundred dollars under the national average of $841. With most plans, you have the option to upgrade to a “platinum” or “VIP” service ranging from an extra $50 to $150. This can cover additional repairs and sometimes guarantees faster service.

Depending on the company, you can choose to pay the contract cost up front, split the cost into payment plans or pay monthly. If you are purchasing a home and the warranty is part of the real estate contract, the cost of the warranty may be part of the closing costs.

Call your Phoenix home warranty company to schedule a repair. They will send a partner contractor to make the repairs, and you pay the service fee or deductible. You usually do not get to choose the company that is sent to make the repairs.

Certain home systems and appliances are typically covered under home warranty plans. Others are only covered with upgraded plans. The Arizona Department of Insurance explains what a home warranty may cover as does the table below.

Common home repairs in Phoenix

Item/Repair Included? Excluded?
Air conditioning/HVAC system Yes (and why many Phoenicians choose to purchase a home warranty!) No
Plumbing Yes No
Electrical Yes No
Garage door Some parts and repairs are included Some parts are usually excluded
Kitchen appliances Yes No
Refrigerator Yes, in upgraded plans Depends on plan
Pool and spa Yes, in upgraded plans Depends on plan
Storm damage, such as from seasonal monsoon and dust storms No Yes, but typically covered by a homeowners insurance policy
Pre-existing conditions No Yes
Repairs due to item failure (not wear and tear) No Yes, but typically covered by a homeowners insurance policy or manufacturer’s warranty

Every homeowner can benefit from a home warranty, except for those purchasing a new build home that comes with a manufacturer’s or construction warranty. Warranties are particularly helpful when you own an older home with older appliances or a home that is used as a rental and the owner cannot be on-site to manage repairs.

When reviewing home warranty companies in Phoenix, it’s important to read the contract and understand what is included and excluded. There could be hidden details or costs. You also want to make note of the service fee and any additional costs you may be responsible for. Additional costs could include equipment like a crane to install a new air conditioner, the cost to reach plumbing or electrical systems in the wall and the cost to repair damage caused to drywall or paint when these systems were accessed.

Finally, research customer reviews of home warranty companies and if there are complaints against them with the Better Business Bureau.

American Home Shield

American Home Shield

CALL FOR QUOTES

(888) 395-0951 VISIT AMERICAN HOME SHIELD

American Home Shield offers customers a variety of warranty plans to cover what is most crucial to you so that you do not pay for services you likely won’t need. The company boats 24/7 service, a 60-day work guarantee and a network of more than 14,000 contractors across the country.

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Choice Home Warranty

Choice Home Warranty

CALL FOR QUOTES

(732) 765-6416 VISIT CHOICE HOME WARRANTY

At Choice Home Warranty, you can get a quote, manage your plan and submit a claim online. A dedicated team of two or three representatives handles claims so that your questions are answered efficiently. The company also offers incentives to new customers, such as a free month of service.

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2-10 Home Buyers Warranty

2-10 Home Buyers Warranty

CALL 2-10 HOME BUYERS WARRANTY

(800) 743-4210 VISIT 2-10 HOME BUYERS WARRANTY

With more than 35 years in business, 2-10 Home Buyers Warranty is an industry leader that covers appliances like a dishwasher, refrigerator, washing machine and air conditioner, to name a few. Whether you’re buying, selling or building a home, 2-10 offers a service agreement to protect you from unexpected repair costs.

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Liberty Home Guard

Liberty Home Guard

CALL LIBERTY HOME GUARD

(646) 453-6807 VISIT TOTAL HOME PROTECTION

With appliance and system plans starting at less than $1 per day, Liberty Home Guard offers flexible plans that let you tailor coverage to fit your home needs. Customer support is open 24/7 and Liberty says that empathy and integrity are core company values.

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Total Home Protection

Total Home Protection

CALL FOR QUOTES

(732) 520-4474 VISIT TOTAL HOME PROTECTION

Total Home Protection offers Phoenix residents a gold or platinum plan with optional add-ons, such as for spas, pools and additional A/C units. Submit a claim 24/7/365 online or on the phone. Licensed and insured contractors are sent in a timely manner. With plans starting at $1 a day, THP is a popular choice for Arizonans on a budget.

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America's 1st Choice Home Club

America's 1st Choice Home Club

CALL AFC HOME CLUB

(678) 236-0645 VISIT AMERICA'S 1ST CHOICE HOME CLUB

With tiered pricing options, AFC Home Club makes it easy to see what is and is not covered under its three plans. Choose one that fits your home’s needs and buy extra coverage to protect additional appliances and systems. There’s no deductible, only a $60 service fee. Plans include restaurant gift cards and a retail savings program for cash back at 5,000 retailers.

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Select Home Warranty

Select Home Warranty

CALL FOR QUOTES

(317) 754-6642 VISIT SELECT HOME WARRANTY

Select Home Warranty has three plan types (platinum, gold, bronze) so that customers only pay to protect what they really need. Payment plans are also available. The company often offers specials, such as a discount on contract costs or additional months or coverage at no cost.

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Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.